{"id":3681,"date":"2020-09-16T12:33:15","date_gmt":"2020-09-16T17:33:15","guid":{"rendered":"https:\/\/accord.galambos-dev.com\/?page_id=3681"},"modified":"2026-08-20T05:42:09","modified_gmt":"2026-08-20T10:42:09","slug":"gouvernance-dentreprise","status":"publish","type":"page","link":"https:\/\/accordfinancial.com\/fr\/company\/investor-relations\/corporate-governance\/","title":{"rendered":"Gouvernance d&#039;entreprise"},"content":{"rendered":"<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group py-section\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Un conseil bien qualifi\u00e9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Board currently comprises three directors, two of whom are independent of management and free from any interest or business which could reasonably be perceived to materially interfere with or compromise their ability to act in the best interests of Accord. A number of Board members also act as directors of other public companies. All directors stand for re-election annually.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group py-section\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Solides pratiques et proc\u00e9dures de gouvernance<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Accord a tenu compte des orientations fournies par la politique nationale 58-201 (\u00abNP 58-201\u00bb) de l&#039;ASC dans l&#039;\u00e9laboration de ses pratiques de gouvernance d&#039;entreprise. Le NP 58-201 vise \u00e0 aider les entreprises \u00e0 am\u00e9liorer leurs pratiques et contient des lignes directrices sur des questions telles que la constitution et l&#039;ind\u00e9pendance des conseils d&#039;administration et leurs fonctions. Les pratiques de gouvernance d&#039;entreprise d&#039;Accord sont g\u00e9n\u00e9ralement conformes aux principes fondamentaux de NP 58-201. Accord suit \u00e9galement les dispositions du R\u00e8glement 58-101 des ACVM concernant la divulgation de ses pratiques de gouvernance d&#039;entreprise.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CSA has also enacted rules regarding the composition of audit committees (Multilateral Instrument 52-110 \u2013 Audit Committees) and the certification of an issuer\u2019s disclosure controls and procedures and design of internal control over financial reporting (Multilateral Instrument 52-109 \u2013 Certification of Disclosure in Issuers\u2019 Annual and Interim Filings). Accord is currently in compliance with the requirements of these instruments.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group py-section\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Relation efficace avec la haute direction<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Le conseil entretient une relation efficace avec l&#039;\u00e9quipe de la haute direction de plusieurs fa\u00e7ons;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>tous les chefs de division sont pr\u00e9sents et participent aux r\u00e9unions trimestrielles du conseil<\/li>\n\n\n\n<li>la strat\u00e9gie commerciale et les plans \u00e9labor\u00e9s par la haute direction sont discut\u00e9s avec (et approuv\u00e9s par) le conseil sur une base continue<\/li>\n\n\n\n<li>The Board and the credit committee of the Board regularly spend time with senior management to review credit decisions over $2.5 million and performance of significant loans on an ongoing basis<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group py-section\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Conseil d&#039;administration et comit\u00e9s<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Le tableau<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The size and composition of the Board facilitates effective decision-making, and direct communication between directors and management. It also permits individual directors to involve themselves in specific issues where their experience will best assist the company. Without delegating to a specific corporate governance committee, the Board nominates new directors and assesses the effectiveness of the Board, committees and members, individually and as a whole, and approves requests of directors to engage outside advisors at Accord\u2019s expense. It also reviews and sets directors\u2019 compensation, based on workload, responsibilities and reviews compensation paid in similar-sized public companies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/accordfinancial.com\/fr\/compagnie\/equipe\/?hierarchy=board-of-directors\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"btn light blue\">Membres actuels du conseil<\/a>\u2003<a href=\"https:\/\/accordfinancial.com\/fr\/compagnie\/relations-avec-les-investisseurs\/gouvernance-dentreprise\/politique-de-vote-majoritaire\/\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"btn light blue\">Politique de vote majoritaire<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Comit\u00e9s<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Board discharges its responsibilities directly and through the Audit Committee and Credit Committee.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Le comit\u00e9 d&#039;audit<\/strong> is composed of Stephen Warden (Chair), Gary Prager and Simon Hitzig, each of whom is qualified and financially literate. The committee\u2019s responsibilities are set out by its Charter. They include review of quarterly and annual financial statements and MD&amp;A and related press releases prior to Board approval; making recommendations to the Board regarding the appointment of independent auditors and assuring their independence; meeting with Accord\u2019s management at least quarterly; reviewing annual audit findings with auditors and management; and reviewing the risks faced by Accord, the business environment, emergence of new opportunities and steps management has taken to mitigate exposure to significant risks. The Audit Committee has adopted a corporate code of ethics and whistleblower policy, whereby any director, officer or employee of Accord or its subsidiaries, who is aware of acts by a director, officer or employee which contravene in the standards of business and personal ethics required of them, or is in violation of applicable laws and regulations, is required to bring such matters to the attention of management or to the chair of the audit committee through a dedicated third-party channel. All reported violations will be investigated and appropriate corrective action taken if warranted.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a class=\"btn light blue\" href=\"http:\/\/accordfinancial.com\/wp-content\/uploads\/pdf\/accord-audit_committee_mandate.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Mandat du comit\u00e9 d&#039;audit<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Le comit\u00e9 de cr\u00e9dit<\/strong>\u00a0currently includes all members of the Board. The committee reviews and approves all client and customer credit in excess of $2.5 million, including loans and assumption of credit risk, and oversees the company\u2019s risk in respect of larger exposures.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Outre les questions qui, en vertu de la loi, doivent \u00eatre approuv\u00e9es par le conseil, la direction sollicite l&#039;approbation du conseil pour toute transaction qui se situe hors du cours normal des affaires ou qui pourrait \u00eatre consid\u00e9r\u00e9e comme importante pour les activit\u00e9s d&#039;Accord. La fr\u00e9quence des r\u00e9unions du conseil et les points \u00e0 l&#039;ordre du jour peuvent changer en fonction de l&#039;\u00e9tat des affaires d&#039;Accord. Le conseil se r\u00e9unit au moins une fois par trimestre pour examiner les activit\u00e9s commerciales et les r\u00e9sultats financiers, y compris des r\u00e9unions r\u00e9guli\u00e8res avec et sans la direction pour discuter d&#039;aspects sp\u00e9cifiques des activit\u00e9s d&#039;Accord. On s&#039;attend \u00e0 ce que les administrateurs assistent \u00e0 toutes les r\u00e9unions du conseil et examinent en profondeur les documents fournis avant chaque r\u00e9union.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Responsabilit\u00e9s<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Les actionnaires d&#039;Accord \u00e9lisent les membres du conseil d&#039;administration, qui \u00e0 leur tour sont charg\u00e9s de superviser tous les aspects de l&#039;entreprise, y compris la nomination de la direction, de s&#039;assurer que l&#039;entreprise est g\u00e9r\u00e9e correctement et de prendre en compte les int\u00e9r\u00eats des actionnaires et des parties prenantes, y compris les employ\u00e9s, les clients, les fournisseurs et la communaut\u00e9. au sens large. Les t\u00e2ches du Conseil sont formellement d\u00e9finies dans sa charte. Outre les obligations statutaires du Conseil, il est sp\u00e9cifiquement charg\u00e9 de:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>se convaincre de l&#039;int\u00e9grit\u00e9 du pr\u00e9sident d&#039;Accord et des autres membres de la haute direction et, \u00e0 son tour, qu&#039;ils cr\u00e9ent une culture d&#039;int\u00e9grit\u00e9 au sein d&#039;Accord;<\/li>\n\n\n\n<li>adopter un processus de planification strat\u00e9gique - le conseil participe aux initiatives de planification strat\u00e9gique \u00e0 mesure qu&#039;elles se d\u00e9veloppent, fournit une orientation \u00e0 la direction et surveille son succ\u00e8s dans la r\u00e9alisation de ces initiatives;<\/li>\n\n\n\n<li>identifier les principaux risques d&#039;Accord et s&#039;assurer que des syst\u00e8mes sont en place pour surveiller et g\u00e9rer efficacement ces risques. Le comit\u00e9 de cr\u00e9dit du conseil examine et approuve tous les cr\u00e9dits sup\u00e9rieurs \u00e0 $2 500 000, y compris les pr\u00eats aux clients et la prise en charge du risque de cr\u00e9dit;<\/li>\n\n\n\n<li>nommer, former et surveiller la haute direction et la planification de la rel\u00e8ve - le conseil \u00e9value r\u00e9guli\u00e8rement la haute direction, fixe les objectifs et les buts et \u00e9tablit la r\u00e9mun\u00e9ration pour attirer, retenir et motiver des cadres comp\u00e9tents et entreprenants;<\/li>\n\n\n\n<li>une politique de communication pour diffuser des informations, r\u00e9pondre aux demandes de renseignements, publier des communiqu\u00e9s de presse et afficher des informations sur son site Web, en tenant les actionnaires et autres parties prenantes impliqu\u00e9es dans Accord inform\u00e9s;<\/li>\n\n\n\n<li>l&#039;int\u00e9grit\u00e9 des syst\u00e8mes de contr\u00f4le interne et d&#039;information de gestion d&#039;Accord - le comit\u00e9 d&#039;audit supervise ces fonctions et fait rapport au conseil;<\/li>\n\n\n\n<li>examiner les \u00e9tats financiers trimestriels et annuels d&#039;Accord, le rapport de gestion et les communiqu\u00e9s de presse connexes, et surveiller sa conformit\u00e9 aux exigences applicables en mati\u00e8re d&#039;audit, de comptabilit\u00e9 et de pr\u00e9sentation de rapports par l&#039;entremise des fonctions de son comit\u00e9 d&#039;audit; et<\/li>\n\n\n\n<li>assurer une gouvernance solide en \u00e9tablissant des structures et des proc\u00e9dures qui permettent au conseil de fonctionner ind\u00e9pendamment de la direction; \u00e9tablir des comit\u00e9s du conseil pour l&#039;aider \u00e0 s&#039;acquitter de ses responsabilit\u00e9s et entreprendre une auto-\u00e9valuation r\u00e9guli\u00e8re de l&#039;efficacit\u00e9 et de l&#039;ind\u00e9pendance du conseil.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Outre les questions qui, en vertu de la loi, doivent \u00eatre approuv\u00e9es par le conseil, la direction sollicite l&#039;approbation du conseil pour toute transaction qui se situe en dehors du cours normal des affaires ou qui pourrait \u00eatre consid\u00e9r\u00e9e comme importante pour les activit\u00e9s d&#039;Accord. La fr\u00e9quence des r\u00e9unions du Conseil et les points \u00e0 l&#039;ordre du jour peuvent changer en fonction de l&#039;\u00e9tat des affaires d&#039;Accord. Le conseil se r\u00e9unit au moins une fois par trimestre pour examiner les activit\u00e9s commerciales et les r\u00e9sultats financiers, et tient des r\u00e9unions r\u00e9guli\u00e8res, avec et sans la direction, pour discuter d&#039;aspects sp\u00e9cifiques des activit\u00e9s d&#039;Accord. On s&#039;attend \u00e0 ce que les administrateurs assistent \u00e0 toutes les r\u00e9unions du conseil et examinent en profondeur les documents fournis avant chaque r\u00e9union.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On s&#039;attend \u00e0 ce que les administrateurs assistent r\u00e9guli\u00e8rement \u00e0 des s\u00e9minaires et examinent les publications et les documents fournis par la direction, les auditeurs, les avocats et d&#039;autres sources afin de maintenir les comp\u00e9tences et les connaissances n\u00e9cessaires pour s&#039;acquitter de leurs obligations.<\/p>\n<\/div><\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>A well-qualified Board The Board currently comprises three directors, two of whom are independent of management&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"parent":138,"menu_order":11,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"class_list":["post-3681","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Corporate Governance | Accord Financial<\/title>\n<meta name=\"description\" content=\"A well-qualified Board The Board currently comprises three directors, two of whom are independent of management and free from any interest or business\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/accordfinancial.com\/fr\/relations-avec-les-investisseurs\/gouvernance-dentreprise\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Corporate Governance | Accord Financial\" \/>\n<meta property=\"og:description\" content=\"A well-qualified Board The Board currently comprises three directors, two of whom are independent of management and free from any interest or business\" \/>\n<meta property=\"og:url\" content=\"http:\/\/accordfinancial.com\/fr\/relations-avec-les-investisseurs\/gouvernance-dentreprise\/\" \/>\n<meta property=\"og:site_name\" content=\"Accord Financial\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/accordfinancialcorp\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-20T10:42:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/accordfinancial.com\/wp-content\/uploads\/2020\/09\/accord-icon.png\" \/>\n\t<meta property=\"og:image:width\" content=\"2400\" \/>\n\t<meta property=\"og:image:height\" content=\"1600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@accordfincorp\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/accordfinancial.com\\\/company\\\/investor-relations\\\/corporate-governance\\\/\",\"url\":\"http:\\\/\\\/accordfinancial.com\\\/investor-relations\\\/corporate-governance\\\/\",\"name\":\"Corporate Governance | Accord Financial\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/accordfinancial.com\\\/#website\"},\"datePublished\":\"2020-09-16T17:33:15+00:00\",\"dateModified\":\"2026-08-20T10:42:09+00:00\",\"description\":\"A well-qualified Board The Board currently comprises three directors, two of whom are independent of management and free from any interest or business\",\"breadcrumb\":{\"@id\":\"http:\\\/\\\/accordfinancial.com\\\/investor-relations\\\/corporate-governance\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"http:\\\/\\\/accordfinancial.com\\\/investor-relations\\\/corporate-governance\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"http:\\\/\\\/accordfinancial.com\\\/investor-relations\\\/corporate-governance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/accordfinancial.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Our Company\",\"item\":\"https:\\\/\\\/accordfinancial.com\\\/company\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Investor Relations\",\"item\":\"https:\\\/\\\/accordfinancial.com\\\/company\\\/investor-relations\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Corporate Governance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/accordfinancial.com\\\/#website\",\"url\":\"https:\\\/\\\/accordfinancial.com\\\/\",\"name\":\"Accord Financial\",\"description\":\"Business Loans &amp; 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