{"id":1396,"date":"2019-02-13T12:00:00","date_gmt":"2019-02-13T12:00:00","guid":{"rendered":"https:\/\/accord.galambos-dev.com\/?p=1396"},"modified":"2020-10-29T16:35:50","modified_gmt":"2020-10-29T21:35:50","slug":"preteur-ou-banque-alternatif-ou-les-deux","status":"publish","type":"post","link":"https:\/\/accordfinancial.com\/fr\/latest\/2019\/02\/alternative-lender-or-bankor-both\/","title":{"rendered":"Un pr\u00eateur alternatif ou une banque\u2026 ou les deux?"},"content":{"rendered":"<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">C'est l\u00e0 qu'intervient le pr\u00eateur alternatif<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Les pr\u00eats alternatifs, que l'on appelle \u00e9galement financement sp\u00e9cialis\u00e9, sont d\u00e9finis par la Small Business Association (SBA) comme un \u00ab\u00a0financements provenant de sources externes autres que les banques ou les march\u00e9s boursiers et obligataires\u00a0\u00bb. Ces pr\u00eateurs non bancaires, comme CapX, se concentrent sur le d\u00e9veloppement d'une solide expertise en mati\u00e8re d'actifs et d'une gamme de produits et de structures adapt\u00e9s aux besoins sp\u00e9cifiques d'un client. Il peut s'agir d'une importante valeur ajout\u00e9e lorsque vous avez besoin de capitaux.<\/p>\n\n\n\n<p>L'objectif principal d'un propri\u00e9taire d'entreprise est simple\u00a0: obtenir le meilleur financement possible pour ses \u00e9quipements, par tous les moyens n\u00e9cessaires. Mais si leur cr\u00e9dit est pr\u00e9caire, s'ils ont besoin de plus de souplesse pour leurs options de financement ou s'ils ont \u00ab\u00a0\u00e9puis\u00e9\u00a0\u00bb les ressources aupr\u00e8s de leur banque, ils peuvent avoir du mal \u00e0 trouver du financement pour leurs \u00e9quipements critiques.<\/p>\n\n\n\n<p>Pour la plupart des entreprises, c'est la rapidit\u00e9 d'ex\u00e9cution qui les incitent \u00e0 se tourner vers un pr\u00eateur alternatif. Dans le cas de CapX, gr\u00e2ce \u00e0 des informations reposant sur les donn\u00e9es, nous prenons des d\u00e9cisions de pr\u00eat beaucoup plus rapidement que les pr\u00eateurs traditionnels. Dans de nombreux cas, les entreprises re\u00e7oivent les approbations en quelques jours seulement, alors que les grandes banques commerciales prennent des semaines, voire des mois pour donner suite aux demandes de pr\u00eat. la souplesse des options est un autre \u00e9l\u00e9ment important. Pour une entreprise, le chemin de la croissance peut ne pas suivre une ligne droite, et en tant que pr\u00eateur non bancaire, nous offrons simplement plus de souplesse gr\u00e2ce \u00e0 des solutions novatrices et moins rigides. Enfin, parce que nous poss\u00e9dons une exp\u00e9rience de plus de 20 ans en financement des \u00e9quipements, nous pouvons \u00e9galement proposer des solutions consultatives adapt\u00e9es aux besoins uniques de chaque client.&nbsp;<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Travailler ensemble<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Si la banque avec laquelle une entreprise fait affaire entretient une relation solide avec un pr\u00eateur non traditionnel, l'entreprise est en meilleure position pour obtenir un financement d'une mani\u00e8re ou d'une autre. Si le banquier d'une entreprise la r\u00e9f\u00e8re \u00e0 un pr\u00eateur ext\u00e9rieur, cette derni\u00e8re peut alors se procurer les \u00e9quipements dont elle a besoin tout en maintenant ses liens avec son banquier, sans nuire \u00e0 leurs relations. Apr\u00e8s tout, un bailleur d'\u00e9quipement n'offre pas les services bancaires traditionnels comme la gestion des d\u00e9p\u00f4ts, de la tr\u00e9sorerie, etc. Il agit strictement comme expert en financement d'\u00e9quipements.<\/p>\n\n\n\n<p>L'\u00e9tablissement de relations solides avec une banque et un pr\u00eateur alternatif peut offrir des avantages dans l'imm\u00e9diats et \u00e0 long terme, et constitue un investissement judicieux dans l'avenir de l'entreprise.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>","protected":false},"excerpt":{"rendered":"<p>L&#039;acc\u00e8s au capital est le moteur de l&#039;\u00e9conomie des entreprises. Sans capital, entrepreneurs et propri\u00e9taires\u2026<\/p>","protected":false},"author":1,"featured_media":3611,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[13],"tags":[],"location":[],"class_list":["post-1396","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insights"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>02\/13\/2019 | Alternative Lender or Bank\u2026or Both? | Accord Financial<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/accordfinancial.com\/fr\/dernier\/2019\/02\/preteur-ou-banque-alternatif-ou-les-deux\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"02\/13\/2019 | Alternative Lender or Bank\u2026or Both? | Accord Financial\" \/>\n<meta property=\"og:description\" content=\"Access to capital is the engine that drives the business economy. 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