{"id":3681,"date":"2020-09-16T12:33:15","date_gmt":"2020-09-16T17:33:15","guid":{"rendered":"https:\/\/accord.galambos-dev.com\/?page_id=3681"},"modified":"2026-08-20T04:12:47","modified_gmt":"2026-08-20T09:12:47","slug":"gouvernance-dentreprise","status":"publish","type":"page","link":"https:\/\/accordfinancial.com\/staging\/fr\/company\/investor-relations\/corporate-governance\/","title":{"rendered":"Gouvernance d&#039;entreprise"},"content":{"rendered":"<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group py-section\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Un conseil bien qualifi\u00e9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Board currently comprises three directors, two of whom are independent of management and free from any interest or business which could reasonably be perceived to materially interfere with or compromise their ability to act in the best interests of Accord. A number of Board members also act as directors of other public companies. All directors stand for re-election annually.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group py-section\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Solides pratiques et proc\u00e9dures de gouvernance<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Accord a tenu compte des orientations fournies par la politique nationale 58-201 (\u00abNP 58-201\u00bb) de l&#039;ASC dans l&#039;\u00e9laboration de ses pratiques de gouvernance d&#039;entreprise. Le NP 58-201 vise \u00e0 aider les entreprises \u00e0 am\u00e9liorer leurs pratiques et contient des lignes directrices sur des questions telles que la constitution et l&#039;ind\u00e9pendance des conseils d&#039;administration et leurs fonctions. Les pratiques de gouvernance d&#039;entreprise d&#039;Accord sont g\u00e9n\u00e9ralement conformes aux principes fondamentaux de NP 58-201. Accord suit \u00e9galement les dispositions du R\u00e8glement 58-101 des ACVM concernant la divulgation de ses pratiques de gouvernance d&#039;entreprise.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les ACVM ont \u00e9galement \u00e9dict\u00e9 des r\u00e8gles concernant la composition des comit\u00e9s d&#039;audit (Instrument multilat\u00e9ral 52-110 - Comit\u00e9s d&#039;audit) et la certification des contr\u00f4les et proc\u00e9dures de communication de l&#039;information d&#039;un \u00e9metteur et la conception du contr\u00f4le interne \u00e0 l&#039;\u00e9gard de l&#039;information financi\u00e8re (Instrument multilat\u00e9ral 52-109 - Attestation de D\u00e9p\u00f4ts annuels et interm\u00e9diaires des \u00e9metteurs). Accord est actuellement en conformit\u00e9 avec les exigences de ces instruments.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group py-section\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Relation efficace avec la haute direction<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Le conseil entretient une relation efficace avec l&#039;\u00e9quipe de la haute direction de plusieurs fa\u00e7ons;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>All division heads present to and participate in the quarterly Board meetings<\/li>\n\n\n\n<li>Business strategy and plans developed by senior management are discussed with (and approved by) the Board on an ongoing basis<\/li>\n\n\n\n<li>The Board and the credit committee of the Board regularly spend time with senior management to review credit decisions over $2.5 million and performance of significant loans on an ongoing basis<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group py-section\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Conseil d&#039;administration et comit\u00e9s<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Le tableau<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The size and composition of the Board facilitates effective decision-making, and direct communication between directors and management. It also permits individual directors to involve themselves in specific issues where their experience will best assist the company. Without delegating to a specific corporate governance committee, the Board nominates new directors and assesses the effectiveness of the Board, committees and members, individually and as a whole, and approves requests of directors to engage outside advisors at Accord\u2019s expense. It also reviews and sets directors\u2019 compensation, based on workload, responsibilities and reviews compensation paid in similar-sized public companies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/accordfinancial.com\/staging\/fr\/compagnie\/equipe\/?hierarchy=board-of-directors\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"btn light blue\">Membres actuels du conseil<\/a> &nbsp;&nbsp;<a href=\"https:\/\/accordfinancial.com\/staging\/fr\/compagnie\/relations-avec-les-investisseurs\/gouvernance-dentreprise\/politique-de-vote-majoritaire\/\" class=\"btn light blue\">Politique de vote majoritaire<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Comit\u00e9s<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Board discharges its responsibilities directly and through the Audit Committee and Credit Committee.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Le comit\u00e9 d&#039;audit<\/strong>&nbsp;is composed of Stephen Warden (Chair), Gary Prager and Simon Hitzig, each of whom is qualified and financially literate. The committee\u2019s responsibilities are set out by its Charter. They include review of quarterly and annual financial statements and MD&amp;A and related press releases prior to Board approval; making recommendations to the Board regarding the appointment of independent auditors and assuring their independence; meeting with Accord\u2019s management at least quarterly; reviewing annual audit findings with auditors and management; and reviewing the risks faced by Accord, the business environment, emergence of new opportunities and steps management has taken to mitigate exposure to significant risks. The Audit Committee has adopted a corporate code of ethics and whistleblower policy, whereby any director, officer or employee of Accord or its subsidiaries, who is aware of acts by a director, officer or employee which contravene in the standards of business and personal ethics required of them, or is in violation of applicable laws and regulations, is required to bring such matters to the attention of management or to the chair of the audit committee through a dedicated third-party channel. All reported violations will be investigated and appropriate corrective action taken if warranted.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a class=\"btn light blue\" href=\"https:\/\/accordfinancial.com\/staging\/wp-content\/uploads\/pdf\/accord-audit_committee_mandate.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Mandat du comit\u00e9 d&#039;audit<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Le comit\u00e9 de cr\u00e9dit<\/strong>&nbsp;currently includes all members of the Board. The committee reviews and approves all client and customer credit in excess of $2.5 million, including loans and assumption of credit risk, and oversees the company\u2019s risk in respect of larger exposures.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Outre les questions qui, en vertu de la loi, doivent \u00eatre approuv\u00e9es par le conseil, la direction sollicite l&#039;approbation du conseil pour toute transaction qui se situe hors du cours normal des affaires ou qui pourrait \u00eatre consid\u00e9r\u00e9e comme importante pour les activit\u00e9s d&#039;Accord. La fr\u00e9quence des r\u00e9unions du conseil et les points \u00e0 l&#039;ordre du jour peuvent changer en fonction de l&#039;\u00e9tat des affaires d&#039;Accord. Le conseil se r\u00e9unit au moins une fois par trimestre pour examiner les activit\u00e9s commerciales et les r\u00e9sultats financiers, y compris des r\u00e9unions r\u00e9guli\u00e8res avec et sans la direction pour discuter d&#039;aspects sp\u00e9cifiques des activit\u00e9s d&#039;Accord. On s&#039;attend \u00e0 ce que les administrateurs assistent \u00e0 toutes les r\u00e9unions du conseil et examinent en profondeur les documents fournis avant chaque r\u00e9union.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Responsabilit\u00e9s<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Les actionnaires d&#039;Accord \u00e9lisent les membres du conseil d&#039;administration, qui \u00e0 leur tour sont charg\u00e9s de superviser tous les aspects de l&#039;entreprise, y compris la nomination de la direction, de s&#039;assurer que l&#039;entreprise est g\u00e9r\u00e9e correctement et de prendre en compte les int\u00e9r\u00eats des actionnaires et des parties prenantes, y compris les employ\u00e9s, les clients, les fournisseurs et la communaut\u00e9. au sens large. Les t\u00e2ches du Conseil sont formellement d\u00e9finies dans sa charte. Outre les obligations statutaires du Conseil, il est sp\u00e9cifiquement charg\u00e9 de:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Satisfying itself as to the integrity of Accord\u2019s president and other executive officers, and in turn that they create a culture of integrity within Accord;<\/li>\n\n\n\n<li>Adopting a strategic planning process \u2013 the Board participates in strategic planning initiatives as they develop, provides direction to management and monitors its success in achieving those initiatives;<\/li>\n\n\n\n<li>Identifying Accord\u2019s principal risks and ensuring systems are in place to effectively monitor and manage those risks. The Credit Committee of the Board reviews and approves all credit above $2,500,000, including loans to clients and assumption of credit risk;<\/li>\n\n\n\n<li>Appointing, training and monitoring senior management and succession planning \u2013 the Board evaluates senior management on a regular basis, sets objectives and goals and establishes compensation to attract, retain and motivate skilled, entrepreneurial management;<\/li>\n\n\n\n<li>A communications policy to disseminate information, respond to enquiries, issue press releases and display information on its website, keeping shareholders and other stakeholders involved with Accord informed;<\/li>\n\n\n\n<li>The integrity of Accord\u2019s internal control and management information systems \u2013 the Audit Committee oversees these functions and reports to the Board;<\/li>\n\n\n\n<li>Reviewing Accord\u2019s quarterly and annual financial statements, MD&amp;A and related press releases, and overseeing its compliance with applicable audit, accounting and reporting requirements through the functions of its Audit Committee; and<\/li>\n\n\n\n<li>Ensuring strong governance is in place by establishing structures and procedures that allow the Board to function independently of management; establishing Board committees to assist in carrying out its responsibilities and undertaking regular self-evaluation as to the effectiveness and independence of the Board.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Outre les questions qui, en vertu de la loi, doivent \u00eatre approuv\u00e9es par le conseil, la direction sollicite l&#039;approbation du conseil pour toute transaction qui se situe en dehors du cours normal des affaires ou qui pourrait \u00eatre consid\u00e9r\u00e9e comme importante pour les activit\u00e9s d&#039;Accord. La fr\u00e9quence des r\u00e9unions du Conseil et les points \u00e0 l&#039;ordre du jour peuvent changer en fonction de l&#039;\u00e9tat des affaires d&#039;Accord. Le conseil se r\u00e9unit au moins une fois par trimestre pour examiner les activit\u00e9s commerciales et les r\u00e9sultats financiers, et tient des r\u00e9unions r\u00e9guli\u00e8res, avec et sans la direction, pour discuter d&#039;aspects sp\u00e9cifiques des activit\u00e9s d&#039;Accord. On s&#039;attend \u00e0 ce que les administrateurs assistent \u00e0 toutes les r\u00e9unions du conseil et examinent en profondeur les documents fournis avant chaque r\u00e9union.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On s&#039;attend \u00e0 ce que les administrateurs assistent r\u00e9guli\u00e8rement \u00e0 des s\u00e9minaires et examinent les publications et les documents fournis par la direction, les auditeurs, les avocats et d&#039;autres sources afin de maintenir les comp\u00e9tences et les connaissances n\u00e9cessaires pour s&#039;acquitter de leurs obligations.<\/p>\n<\/div><\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>A well-qualified Board The Board currently comprises three directors, two of whom are independent of management&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"parent":138,"menu_order":14,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"class_list":["post-3681","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - 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