{"id":1396,"date":"2019-02-13T12:00:00","date_gmt":"2019-02-13T12:00:00","guid":{"rendered":"https:\/\/accord.galambos-dev.com\/?p=1396"},"modified":"2020-10-29T16:35:50","modified_gmt":"2020-10-29T21:35:50","slug":"alternative-lender-or-bankor-both","status":"publish","type":"post","link":"https:\/\/accordfinancial.com\/staging\/alternative-lender-or-bankor-both\/","title":{"rendered":"Alternative Lender or Bank\u2026or Both?"},"content":{"rendered":"\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Enter the alternative lender<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Alternative lending, also commonly referred to as specialty financing, is defined by the Small Business Association (SBA) as \u201cfinancing from external sources other than banks or stock and bond markets.\u201d These non-bank lenders, such as CapX, focus on developing strong asset expertise and an array of products and structures suited for a client\u2019s specific needs. This can provide a clear value-add when you\u2019re looking for capital.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A business owner\u2019s main goal is simple: to get the best equipment financing possible by whatever means necessary. But if they have challenged credit, need flexible financing options or are \u201ctapped out\u201d at their bank, they may have a difficult time finding funding for their mission-critical equipment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Most companies cite speed as the reason they turn to an alternative lender. In CapX\u2019s case, armed with data-driven insights, we make lending decisions much faster than traditional lenders. In many cases, businesses receive approvals in a matter of days, rather than the weeks or months it takes for large, commercial banks to act on loan requests. Another case is flexibility. A company\u2019s path to growth may not fall in a straight line, and as a non-bank lender, we simply have more flexibility to provide innovative and less rigid solutions. Lastly, because we have over 20 years of equipment financing expertise, we can also offer consultative solutions tailored to the unique needs of each client.&nbsp;<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Working together<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">If the company\u2019s bank has a solid relationship with a non-traditional lender, they are more likely to get financing one way or another. When their banker refers them to an outside company, they still are able to get the equipment they require and maintain ties to their preferred banker \u2013 without disrupting their bank relationship. After all, an equipment lessor is not engaged in traditional bank services like depository, treasury management, etc. \u2013 they are strictly experts in equipment financing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Building strong relationships with both a bank and an alternative lender can offer both immediate and long-term benefits and is a sound investment in the businesses\u2019 future.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Access to capital is the engine that drives the business economy. Without capital, entrepreneurs and owners&#8230;<\/p>\n","protected":false},"author":1,"featured_media":3611,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[13],"tags":[],"location":[],"class_list":["post-1396","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insights"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>02\/13\/2019 | Alternative Lender or Bank\u2026or Both? | Accord Financial<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/accordfinancial.com\/staging\/alternative-lender-or-bankor-both\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"02\/13\/2019 | Alternative Lender or Bank\u2026or Both? | Accord Financial\" \/>\n<meta property=\"og:description\" content=\"Access to capital is the engine that drives the business economy. 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